Business owner beside financed commercial vehicle and machinery
ONE FINANCE HUB · THREE PILLARS

One Partner.
Every Kind of Finance.

The partner that moves you forward. Equipment, cash flow and property equity — assessed under one relationship, with direct access to the people who decide.

High
Approval rate
24–48 hr
Fast-track processing
Low Doc
Refinance pathways

The Horizontal Finance Hub

One finance hub. Three equal pathways.

Acquire what you need, hold the capital to keep moving, and take the next step toward the property you want — no forced bundling, no repeated paperwork.

EQUIPMENT — Asset Capital
Door 1

EQUIPMENT

Asset Capital

Get the equipment and assets that move your business forward.

  • Commercial assets — utes, vans, trucks and fleets
  • Machinery, plant, construction and agricultural equipment
  • Business fit-outs for offices, medical and salons
  • Equipment lines up to $150K with fast approvals
  • Low-doc pre-approvals for self-employed owners
  • POS vendor programs for suppliers
Start here
CASH FLOW — Business Liquidity
Door 2

CASH FLOW

Business Liquidity

Keep your business moving.

  • Cash flow facilities up to $2M
  • Invoice finance on eligible unpaid invoices
  • Trade and supplier credit for stock and materials
  • Business loans from 3–60 months
  • Revolving credit lines for operating costs
Start here
HOME — Equity & Property
Door 3

HOME

Equity & Property

Move toward the property you want.

  • Home equity release from $100K to $5M
  • Debt consolidation and restructuring
  • Refinancing and rate optimisation
  • Self-employed mortgages with alt-doc pathways
  • Commercial premises and investment finance
  • SMSF property loans
Start here

One entry point. Multiple needs. One relationship.

01

Single need

Focused expertise on your specific pain point, with standard 24–48 hour fast-track processing.

02

Dual need

Tick two needs on one intake form and we assess them together, reusing shared financials.

03

All three needs

A Full Balance Sheet Check — a holistic view of every financing option available to you.

What clients say

Moving businesses forward.

“We needed a new excavator before a big job started. The team had it approved and funded within days — no runaround.”
Mark T.Civil contractor, QLD
“Waiting on invoices was choking our cash flow. TPC Money set up a facility that keeps us paying suppliers on time.”
Sarah L.Wholesale distributor, NSW
“As a self-employed borrower the banks said no. Gary found a pathway to release equity and consolidate our debt.”
James & Priya K.Business owners, VIC

Direct executive access

Real people. Leadership when it matters.

Your enquiry is routed straight to the team member who handles your kind of finance. No call centre, no hand-off chain.

Gary, TPC Money team

Gary

Property + Equity

Property owners, self-employed borrowers and investors leveraging property — equity release, refinancing and commercial property.

Tony, TPC Money team

Tony

Equipment, Cash Flow + Complex Deals

Business owners needing assets or liquidity — vehicles, machinery, working capital, trade and invoice finance, and multi-product structures.

AI finance match

Not sure where to start?

Describe what you're trying to do in your own words. We'll point you to the right TPC Money service and draft an enquiry for you.

Tell us what you need to move.

Select one need, two, or all three. We'll come back within one business day with the pathways that fit your situation.

  • One intake form, every kind of finance
  • Low-doc and alt-doc pathways for self-employed
  • Straight to our team, not a queue
What would you like to achieve? (tick all that apply)
Is the business registered for GST?
Has the business held its ABN for more than 12 months?